Property Owner’s Insurance Coverage for Businesses
Hellmuth & Johnson, PLLC's Property Owner's Insurance Coverage Practice Group consists of lawyers with extensive experience representing insureds on coverage disputes, insurance appraisals, loss investigations, and legal services related to large loss insurance claims and coverage issues. Prior to coming to Hellmuth & Johnson, many of the attorneys on the Team had experience representing insurance companies in a wide variety of losses. Additionally, the law firm's general experience with property and construction law has created a seamless support system with resources for the Property Owner's Insurance Coverage Practice Group's aggressive representation on behalf of a wide variety of clients. These clients include condominium and townhome associations, hotels, apartment complexes, commercial business properties, and a variety of individually-owned properties throughout Minnesota, North Dakota, South Dakota, Iowa and Wisconsin.
The attorneys in Hellmuth & Johnson's Property Owner's Insurance Coverage Practice Group speak and publish extensively on topics such as coverage issues, the application of bad faith statutes, insurance appraisals, and general protocols for properly presenting insurance claims in large loss scenarios. The Property Owner's Insurance Coverage Practice Group members work extensively with property management organizations, public adjusters, and property owners maximizing recoveries for property damage, business interruption, and losses under a variety of other coverages.
The attorneys at Hellmuth & Johnson also have contacts for national clients and referral sources to assist them locating local contractors to provide loss estimates, testify at appraisal hearings, and assist in the adjustment process. Attorneys from Hellmuth & Johnson will meet with insureds or referral sources working on insurance claims, at no cost, to discuss the legal implications applicable to claims, as well as the services the law firm can provide.
Hellmuth & Johnson handles a wide variety of property owner's insurance coverage issues, including the following:
- Storm damage claims, including wind, hail and water damage
- Fire claims, including electrical, gas leaks and explosions
- Business interruption claims
- Ice dam, roof leak, mold, and sewer backup claims
- Fidelity (theft) claims
- Denials of coverage
The attorneys at Hellmuth & Johnson have experience providing the following services to our clients:
- Claim evaluation and investigation
- Bad faith claim prosecution
- Coordination of expert inspectors and engineers
- Appeals
- Appraisal hearings
- Declaratory judgment lawsuits
- Litigation for wrongful denial of coverage
- Representation of insureds at examinations and statements under oath
- Mediation and other alternative dispute resolution
- Statute of limitations and claim deadline analysis
Our experienced attorneys are available for a free initial consultation on short notice. Please contact one of the following attorneys to discuss your rights and legal options. Hellmuth & Johnson attorneys who practice in the area of Property Owner's Insurance Coverage are:
- Edward E. Beckmann
- Alexander M. Jadin
- Christopher R. Jones
- J. Robert Keena
- Kathleen M. Loucks
- E. Curtis Roeder, Chair
- Anthony T. Smith
Hellmuth & Johnson, PLLC is one of the few Minnesota law firms with a dedicated Property Owner's Insurance Coverage Practice Group which focuses centrally on advocating for policyholders in large scale insurance claims.
